Credit Card: Mastercard
Platinum Card
Best for members seeking the lowest rate
Intro Special: 2.99% for 12 Month on Balance Transfers, Purchases and Cash Advances
Line up to $50,000
Platinum Rewards
Best for members who pay off their balance every month and make many purchases
Intro Special: 5,000 Bonus Rewards Points
Earns rewards for purchases that can be redeemed for travel, merchandise or even cash
Line up to $50,000
Student Card
Best for students between the ages of 18 and 21 who seek to establish credit
Secured Card
Best for members who are looking to establish or re-establish credit
Credit line based on secured amount in a CUNJ share account
Unsecured: Personal - Line of Credit
A revolving unsecured loan that allows you to make advances as needed. Access your funds online, at an ATM, using Touch Tone Teller or in person. Financing up to $50,000 Revolving Credit Line No Annual Fee
Unsecured: Personal - Signature
A Personal Loan can be used for anything from a vacation to consolidating debt.
Up to 60 Months
Unsecured: Personal - Lifestyle
Finance any of your personal needs with our limited time Lifestyle Loan:
As low as 6.24% APR* for 36 Months
As low as 7.24% APR* for 48 Months
As low as 8.24% APR* for 60 Months
No Payment for 90 Days
TERMS AND CONDITIONS: *Annual Percentage Rate (APR) effective as of July 1, 2018. Subject to credit approval. Financing available up to 60 months. Rates as low as 6.24% for 36 months, 7.24% for 48 months, and 8.24% for 60 months. Rates are based on credit worthiness. Payment amount is determined by APR and term. The loan payment is $30.54 per $1,000 borrowed at 6.24% for 36 months. The loan payment is $24.07 per $1,000 borrowed at 7.24% for 48 months. The loan payment is $20.40 per $1,000 borrowed at 8.24% for 60 months. Rates subject to change at any time. Each personal loan closed during this promotional period will make no payments for 90 days. Accepting the terms of "no payment for 90 days offer" will extend the maturity of your loan for at least 90 days but less than 110 days. If accepting the delayed first payment, you will not be eligible for any other skipping/delaying your payment during 2018. Interest will accrue during this period. Loan amounts of up to $50,000 are available. Processing fee of $35 will apply.