Credit Union of New Jersey
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  • Unsecured
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  • Credit Card: Mastercard
  • Unsecured: Personal - Line of Credit
  • Unsecured: Personal - Signature
  • Unsecured: Personal- Lifestyle

Credit Card: Mastercard

Platinum Card

 

Best for members seeking the lowest rate

Intro Special: 2.99% for 12 Month on Balance Transfers, Purchases and Cash Advances

Line up to $50,000

 

Platinum Rewards

 

Best for members who pay off their balance every month and make many purchases

Intro Special: 5,000 Bonus Rewards Points

Earns rewards for purchases that can be redeemed for travel, merchandise or even cash

Line up to $50,000

 

Student Card

 

Best for students between the ages of 18 and 21 who seek to establish credit

 

Secured Card

 

Best for members who are looking to establish or re-establish credit

Credit line based on secured amount in a CUNJ share account

Unsecured: Personal - Line of Credit

A revolving unsecured loan that allows you to make advances as needed. Access your funds online, at an ATM, using Touch Tone Teller or in person.

Great low rates

Financing up to $50,000

Revolving Credit Line

No Annual Fee

 

 

Unsecured: Personal - Signature

A Personal Loan can be used for anything from a vacation to consolidating debt.

Great low Rates

Up to 60 Months

Unsecured: Personal - Lifestyle

Finance any of your personal needs with our limited time Lifestyle Loan:

 

As low as 6.24% APR* for 36 Months

As low as 7.24% APR* for 48 Months

As low as 8.24% APR* for 60 Months

No Payment for 90 Days


TERMS AND CONDITIONS:  *Annual Percentage Rate (APR) effective as of July 1, 2018. Subject to credit approval. Financing available up to 60 months. Rates as low as 6.24% for 36 months, 7.24% for 48 months, and 8.24% for 60 months. Rates are based on credit worthiness. Payment amount is determined by APR and term. The loan payment is $30.54 per $1,000 borrowed at 6.24% for 36 months. The loan payment is $24.07 per $1,000 borrowed at 7.24% for 48 months. The loan payment is $20.40 per $1,000 borrowed at 8.24% for 60 months.  Rates subject to change at any time.  Each personal loan closed during this promotional period will make no payments for 90 days. Accepting the terms of "no payment for 90 days offer" will extend the maturity of your loan for at least 90 days but less than 110 days. If accepting the delayed first payment, you will not be eligible for any other skipping/delaying your payment during 2018. Interest will accrue during this period. Loan amounts of up to $50,000 are available. Processing fee of $35 will apply.