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Credit Card: Mastercard

Home Equity

Personal Loans and Lines

Share Secured

Vehicle

Open a Loan

Credit Card: Mastercard

Platinum Card

Best for members seeking the lowest rate

Intro Special: 2.99% for 12 Month on Balance Transfers, Purchases and Cash Advances

Line up to $25,000

Platinum Rewards

Best for members who pay off their balance every month and make many purchases

Intro Special: 5,000 Bonus Rewards Points

Earns rewards for purchases that can be redeemed for travel, merchandise or even cash

Line up to $25,000

Student Card

Best for students between the ages of 18 and 21 who seek to establish credit

Secured Card

Best for members who are looking to establish or re-establish credit

Credit line based on secured amount in a CUNJ share account

Home Equity: Home Equity - Fixed

Borrowing from your home’s equity can be a great way to obtain money for vacations, taxes, new vehicle, home improvements, college, debt consolidation or even just for fun! A Home Equity Line of Credit is a revolving credit line that allows you to make advances for up to 15 years.

· Available for Homes in Pennsylvania and New Jersey

· No Application Fee

· Great Low Rates!

· Loan Amounts from $5,000 to $500,000

· Various Term Lengths

· Loans up to 80% of your Property’s Value (minus the Mortgage and any Liens)

· Interest May be 100% Tax Deductible*

*Consult your tax advisor for details

Home Equity: Home Equity - Line of Credit

· Available for Homes in Pennsylvania and New Jersey

· No Application Fee

· Great Low Rates!

· Loan Amounts from $5,000 to $500,000

· Various Term Lengths

· Loans up to 80% of your Property’s Value (minus the Mortgage and any Liens)

· Interest May be 100% Tax Deductible*

*Consult your tax advisor for details

Unsecured: Personal - Lifestyle

Finance any of your personal needs with our limited time Lifestyle Loan:

As low as 6.24% APR* for 36 Months

As low as 7.24% APR* for 48 Months

As low as 8.24% APR* for 60 Months

No Payment for 90 Days

TERMS AND CONDITIONS: *Annual Percentage Rate (APR) effective as of July 1, 2018. Subject to credit approval. Financing available up to 60 months. Rates as low as 6.24% for 36 months, 7.24% for 48 months, and 8.24% for 60 months. Rates are based on credit worthiness. Payment amount is determined by APR and term. The loan payment is $30.54 per $1,000 borrowed at 6.24% for 36 months. The loan payment is $24.07 per $1,000 borrowed at 7.24% for 48 months. The loan payment is $20.40 per $1,000 borrowed at 8.24% for 60 months. Rates subject to change at any time. Each personal loan closed during this promotional period will make no payments for 90 days. Accepting the terms of "no payment for 90 days offer" will extend the maturity of your loan for at least 90 days but less than 110 days. If accepting the delayed first payment, you will not be eligible for any other skipping/delaying your payment during 2018. Interest will accrue during this period. Loan amounts of up to $50,000 are available. Processing fee of $35 will apply.